Nintendo Japan eShop Now Rejects Foreign Credit Cards And PayPal Accounts

Payments using foreign-issued credit cards and PayPal accounts are no longer accepted by Nintendo eShop and My Nintendo Store in Japan. This article explores Nintendo's new policy and its implications for foreign consumers.
Nintendo’s New Policy On Overseas Customers Purchasing On Nintendo eShop And My Nintendo Store Japan
Termination Of Foreign Payments To “Prevent Fraudulent Use”
Nintendo eShop and My Nintendo Store Japan have ceased accepting credit cards and PayPal accounts issued overseas as a measure to "prevent fraudulent use." Announced on January 30, 2025, via their website and Twitter (X), this policy will be effective from March 25, 2025.
Nintendo encourages its foreign customers to switch to Japan-issued credit cards or other local payment methods to continue using the Japanese eShop. "For customers who have previously used overseas-issued credit cards or PayPal accounts opened overseas, we ask that you please use other payment methods, such as credit cards issued in Japan," Nintendo stated.
While the term "fraudulent use" remains undefined by Nintendo, the policy change does not impact games previously purchased through the Japanese eShop. Thus, fans can still enjoy their existing physical and downloaded games from Nintendo eShop and My Nintendo Store Japan.
Perks When Buying From Nintendo eShop and My Nintendo Store Japan

The Japanese eShop has been a go-to for purchasing exclusive Switch games unavailable in other regions, such as Yo-kai Watch 1's port for the Nintendo Switch, Famicom Wars, Super Robot Wars T, Mother 3, exclusive Shin Megami Tensei games, exclusive Fire Emblem games, and various retro titles from SNES, NES, and more. Additionally, buying from the Japan eShop can be more cost-effective due to favorable exchange rates.
With the new policy in place, overseas customers will no longer have access to these Japan-exclusive titles.
Alternative Payment Methods For Overseas Customers

Despite the new restrictions, there are still ways for overseas customers to purchase from the Nintendo Japanese eShop. Nintendo suggests obtaining a Japanese-issued credit card, though this can be challenging for non-residents due to the need for a residence card.
An alternative solution is purchasing Japanese Nintendo eShop cards from online retailers like Amazon JP and PlayAsia. These cards allow customers to add funds to their eShop account without revealing their location.
Nintendo is preparing for its upcoming Nintendo Direct on April 2, 2025, which will focus on the Nintendo Switch 2. This event may provide further insights into the new payment policy and other forthcoming changes from the company.